As given, the person wanted to withdraw 100X + Y paise.
But he got 100Y + X paise.
After spending 20 paise, he has double the amount he wanted to withdraw. Hence, the equation is
2 * (100X + Y) = 100Y + X - 20
200X + 2Y = 100Y +X - 20
199X - 98Y = -20
98Y - 199X = 20
Now, we got one equation; but there are 2 variables. We have to apply little bit of logic over here. We know that if we interchange X & Y, amount gets double. So Y should be twice of X or one more than twice of X i.e. Y = 2X or Y = 2X+1
Case I : Y=2X
Solving two equations simultaneously
98Y - 199X = 20
Y - 2X = 0
We get X = - 20/3 & Y = - 40/2
Case II : Y=2X+1
Solving two equations simultaneously
98Y - 199X = 20
Y - 2X = 1
We get X = 26 & Y = 53
Now, its obvious that he wanted to withdraw Rs. 26.53